Personal financial planning

Imagine if you could have a holistic plan that takes care of all your financial needs – from wealth growth to preservation and protection. A plan that grows with you as your circumstances and needs change. I am able to work with you to help you set and achieve your long-term financial goals by creating a plan that protects your and your family’s financial needs. This includes:

• Tax and legal planning
• Retirement planning
• Investments and risk management
• Life cover
• Income protection cover
• Disability cover
• Dread disease cover
• Estate planning

Investment management

Deciding where to invest your money can be overwhelming. There is so much choice currently available in today’s marketplace, it’s difficult to know where to being.

I work closely with each of my clients combining their investment objectives with advice based on unbiased analysis. As I am part of the Hereford Group, my clients benefit from access to our network of experts including leading investment specialists, international trust solicitors and investment bankers.

The result? A solution that structures your wealth and maximises your savings and retirement benefits.

Wealth Management

Managing your wealth when you are a high-net individual can be a complex process. I am able to provide assist you in a variety of ways:

• Audit: Ensure the correct structuring, management of risk, asset management, legal and tax affairs for your business, trust or personal financial dealings
• Asset protection: A trust is one of the ways that can offer a person total asset protection. I can ensure that all your businesses, properties, personal investments and other assets are placed in the correct trusts and corporate structures.
• Estate and tax planning: By establishing the correct corporate and tax structures, we can minimise capital gains tax, estate duty and executor fees
• Succession planning: I can assist you in putting the correct corporate structures and agreements in place to ensure your benefits continue to flow to your beneficiaries upon your death, while keeping costs, taxes and duties to a minimum

Healthcare Services

Good health is one of our greatest gifts. Equally important, is protecting it. I am able to offer you independent advice to ensure you and your family are covered by the right health cover for your needs and your pocket.

Domestic insurance

Protecting the material things that are most important to you is critical to your peace of mind. I can assist in minimising your exposure to losses and provide you with a personalised service that provides competitive cover and the best value.

Fiduciary services

The cornerstone of any financial planning should be your will. Your will is critical to ensuring your family is well provided for in the unfortunate advent of your death. As a financial advisor at the Hereford Group, I am able to offer you the advice of our specialist attorneys who will guide you through the process of creating a will that complies with the legal formalities of the Wills Act and ensures that your wishes are carried out exactly as you want them to be.